Tips and tools

We’ve collated tips, tools and guides to help you stay in a state of financial well-being

Budgeting and planning

Benefits and Allowances – What are you entitled to?
Pension Monster– Use this free online guidance tool to help plan your income in retirement
Budget planner – Take control of your money with the budget planner tool
Savings planner – Set your savings goals and make them a reality
Money health check – Get a clear picture of where you stand with your finances
Make a budget – Not sure what your current budget is? This tool from the Citizens Advice can help you identify where to cut costs
Debt freedom day calculator – How many days will you need to work to pay off your debts? This calculator provides a breakdown in simple terms
A brief guide to financial planning - Identify the steps you can take to start planning your future with our handy guide to financial planning
Financial planning software - This tool from Prestwood will help introduce you to lifelong cash flow modelling
Finding a mortgage – This unbiased tool lets you search the market to help you find a mortgage that’s right for you
Alternative ways to invest in residential property – Take a look at an overview of how recent changes have created new ways to invest in residential property
Building your financial future – Having goals will change the way you think about your finances and building a savings plan can make all the difference

The Student survival guide - Get a free e-book on surviving financially while you study by Warren Shute, CISI Certified Financial Planner of the year 2017
First Time buyer guide - Thinking about buying a place of your own? The First Time Buyer guide from Unbiased can help you to get started
Cost of delay - Retiring may seem far away, but saving earlier helps. Try the cost of delay calculator to see the difference that can be made by being in a pension pot while you're young
#Yourmoney app - Are you a spender of a saver? Can you spot a good deal? Take a look at your spending habits with the #Yourmoney app (for iOS)